Microsoft Office 365 vs. Office 2021: Doing the Math on “Renting” vs. “Buying” Software

Microsoft Office 365 vs. Office 2021: Doing the Math on “Renting” vs. “Buying” Software

In the physical world, we understand the difference between Renting an apartment and Buying a house. Renting offers flexibility, but you never own anything. Buying requires a big payment upfront, but you own the asset forever. For decades, we “bought” software. You paid for a CD-ROM of Windows or Office, installed it, and owned it … Read more

The $1,000 Mistake: Why I Audited My Monthly App Subscriptions (And What I Found)

It started with a simple notification on my phone at 2:00 AM. “Your payment of $12.99 to [Video Service] was successful.” I stared at the screen in the dark, confused. I hadn’t opened that streaming app in three months. I had signed up to watch one specific TV show, finished it, and promised myself I … Read more

The Smart Prices Manifesto: 10 Rules I Follow to Save Money on Tech

The Smart Prices Manifesto: 10 Rules I Follow to Save Money on Tech

If you have been reading this blog, you know that I view technology differently than most reviewers. I don’t care about “benchmarks.” I don’t care about “unboxing experiences.” I don’t care about having the shiny new toy on launch day. I care about Economics. After writing 20 articles analyzing the hidden costs of our digital … Read more

Do You Really Need a VPN? The Truth About “Military Grade” Encryption

Do You Really Need a VPN? The Truth About “Military Grade” Encryption

If you listen to podcasts or watch YouTube tech channels, you have heard the ads. “Hackers are watching you! Your data is naked! If you don’t buy our VPN with Military Grade Encryption right now, your bank account will be stolen!” The marketing is terrifying. It makes you feel like browsing the internet without a … Read more