Microsoft Office 365 vs. Office 2021: Doing the Math on “Renting” vs. “Buying” Software

Microsoft Office 365 vs. Office 2021: Doing the Math on “Renting” vs. “Buying” Software

In the physical world, we understand the difference between Renting an apartment and Buying a house. Renting offers flexibility, but you never own anything. Buying requires a big payment upfront, but you own the asset forever. For decades, we “bought” software. You paid for a CD-ROM of Windows or Office, installed it, and owned it … Read more

The 3-Year Rule: Why I Stopped Upgrading My Phone Every Year (And Saved $2,000)

Every September, it happens. The big tech companies—Apple, Samsung, Google—hold a flashy “Keynote” event. They use words like “Magical,” “Revolutionary,” and “Fastest Ever.” They show beautiful videos of the new phone spinning in slow motion. For years, I fell for it. I would watch the event, look at my “old” phone (which was only 11 … Read more